Empowering Filipinos 5 Key Insights on Pag-IBIG's Role in Enabling Homeownership

Title Empowering Filipinos 5 Key Insights on Pag-IBIG's Role in Enabling Homeownership

The Philippine Government Service Insurance System (Pag-IBIG Fund) has been a driving force in making homeownership a reality for its 90,000 members. With a significant presence in the country's housing finance landscape, Pag-IBIG has demonstrated its commitment to providing accessible and affordable home financing options.

Insight #1 Affordable Home Financing

One of Pag-IBIG's key strengths is its commitment to making homeownership accessible and affordable for its members. With P129.73 billion in home loans financed to date, the agency has empowered Filipinos to secure their own homes.

Insight #2 Socialized Housing Units - A Game-Changer for Low-Income Earners

Pag-IBIG's socialized housing units have been a game-changer for low-income earners. In 2024, one in every 10 homes financed through Pag-IBIG was a socialized housing unit, helping 9,082 minimum-wage earners secure a home of their own.

Insight #3 Flexible Financing Options

Pag-IBIG members can use the agency's housing loan program to build their own homes, buy residential lots, purchase ready-to-occupy units, or even acquire assets acquired by Pag-IBIG at discounted rates. This flexibility has made it possible for many Filipinos to achieve their dream of homeownership.

Insight #4 Subsidized Interest Rates and the 4PH Program

Pag-IBIG members can also benefit from subsidized interest rates through the Pambansang Pabahay Para sa Pilipino (4PH) Program. This program has provided more opportunities for Pag-IBIG members to own a home, with approved funding for the construction of 17,791 4PH housing units.

Insight #5 Unwavering Commitment to Enabling Homeownership

Pag-IBIG's CEO, Marilene Acosta, has reaffirmed the agency's commitment to enabling every Filipino worker to save and achieve their dream of homeownership. With its friendliest terms, Pag-IBIG is dedicated to providing the benefits that members deserve, so that more Filipinos can build better lives for their families.

By highlighting Pag-IBIG's role in enabling homeownership, this article aims to provide a comprehensive overview of how the agency helps its 90,000 members gain homes.

Edward Lance Arellano Lorilla

CEO / Co-Founder

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