5 Lessons Learned from BankCom's P5 Billion Bond Offering

5 Lessons Learned from BankCom's P5 Billion Bond OfferingAs professionals in the finance industry, we're always seeking innovative ways to drive growth and capitalize on opportunities. One such example is Bank of Commerce's (BankCom) recent dual-tenor bond offering, which aimed to raise at least P5 billion through a combination of two-year Series C bonds and 5.25-year Series D bonds. In this blog post, we'll delve into the key takeaways from BankCom's impressive feat and explore how these lessons can be applied to your own professional endeavors.Lesson #1: The Power of DiversificationBankCom's dual-tenor bond offering is a prime example of diversification in action. By issuing bonds with different tenors, they were able to attract a wider range of investors and reduce their reliance on any one particular market or sector. This strategy allowed them to spread risk and increase their chances of success.Applying this lesson: Professionals can apply the principle of diversification to their own careers by exploring different industries, roles, or sectors. By doing so, they can reduce dependence on a single area and increase opportunities for growth and development.Lesson #2: Timing is CrucialBankCom's bond offering came at a time when the market was ripe for investment. The peso-denominated fixed-rate bonds offered an attractive yield to investors, making it an attractive option in a low-interest rate environment.Applying this lesson: In our professional lives, timing can be everything. By staying attuned to industry trends and market conditions, professionals can position themselves to take advantage of opportunities as they arise. Whether seeking new clients, pitching projects, or negotiating deals, being aware of the broader context can make all the difference.Lesson #3: The Importance of Effective CommunicationBankCom's successful bond offering was likely aided by their effective communication strategy. By clearly articulating their vision and goals, they were able to build trust with investors and stakeholders.Applying this lesson: As professionals, we know that clear and effective communication is key to building strong relationships and achieving our goals. Whether pitching a project, negotiating a deal, or leading a team, effective communication can make all the difference.Lesson #4: The Value of FlexibilityBankCom's bond offering was designed with flexibility in mind. By including an oversubscription option, they were able to accommodate investor demand and capitalize on market momentum.Applying this lesson: In our professional lives, we often face unexpected challenges or opportunities. Being flexible and adaptable can help us pivot quickly and take advantage of new developments. Whether adjusting to changes in the market, pivoting a project, or finding creative solutions to problems, flexibility is essential for success.Lesson #5: The Power of Long-term ThinkingBankCom's bond offering demonstrates their commitment to long-term thinking. By issuing bonds with different tenors, they're able to plan for the future and make strategic decisions that benefit their organization.Applying this lesson: As professionals, we know that long-term thinking is essential for achieving our goals. Whether planning for retirement, building a business, or developing our careers, taking a long-term view can help us stay focused and motivated.In conclusion, BankCom's P5 billion bond offering offers valuable lessons for professionals in the finance industry and beyond. By diversifying their investments, timing their offerings carefully, communicating effectively, being flexible, and thinking long-term, we can apply these principles to our own careers and achieve greater success.

Edward Lance Arellano Lorilla

CEO / Co-Founder

Enjoy the little things in life. For one day, you may look back and realize they were the big things. Many of life's failures are people who did not realize how close they were to success when they gave up.